The Blog
Bank of Canada Holds Rates at 2.75%: What It Means for Real Estate in 2025
The Bank of Canada held its key interest rate at 2.75% in April 2025, marking the first pause after a series of cuts. In this post, I break down the latest Monetary Policy Report, what it signals about future rate changes, and how all of this is already affecting the Toronto real estate market. Whether you're buying, selling, or just watching from the sidelines, here’s what you need to know.
What I’d Do Differently If I Were Buying My First Property Today
Buying your first home in Toronto today is a whole different game than it was just a few years ago. If I were starting over in 2025, I’d take a much more strategic approach, from budgeting to neighbourhood choice to long-term planning. In this post, I’m sharing what I’d do differently and what every first-time buyer should be thinking about before jumping into the market.
Canada’s Housing Plans: What the Conservatives & Liberals Are Proposing, and What It Means for You
The housing crisis in Canada is finally taking center stage in federal politics. Over the past week, both the Conservative and Liberal parties unveiled ambitious, but very different, strategies to address affordability and supply. Here’s a side-by-side look at what they’re promising, and how their plans could shape the future of Canada’s housing market.
How Much Property Can You Really Afford? A Comprehensive Guide
Welcome to today's discussion, where we delve into the crucial question of how much property you can actually afford. Whether you're considering renting or purchasing real estate, we've got you covered. Throughout this blog post, we'll explore practical rules, sample salary ranges, and provide valuable insights to help you navigate the complex world of property affordability.
Navigating the Bank of Canada's Interest Rate Increase
In a recent announcement, the Bank of Canada revealed an increase in interest rates by 0.25%. As a realtor, it's my responsibility to keep you informed about market changes that can affect your financial decisions. In this blog post, we'll dive into what this interest rate hike means for homeowners and buyers, offering valuable insights and guidance to help you navigate the shifting real estate landscape.
6 Real Estate Tips for First Time Buyers
Buying your first home is an exciting and monumental milestone in your life. It represents a significant investment and a place where memories will be made. However, navigating the complex world of real estate can be overwhelming for first-time homebuyers. To help you make informed decisions and avoid common pitfalls, we've put together six essential tips to guide you through the process.
The Bank of Canada has raised the interest rate by 0.25%!
The Canadian housing market has been a topic of significant interest and discussion, and recent developments have brought even more attention to it. The Bank of Canada has announced a 0.25% increase in the interest rate, prompting concerns and speculations about its potential effects on the housing market. In this blog post, we will delve into the implications of this interest rate hike, shedding light on its impact on fixed rates, market sentiment, and the prevalent "fear of missing out" phenomenon.
How Your Credit Score Will Impact Your Home Purchase
Chattels vs Fixtures
